We are passionate about empowering our clients with the knowledge and resources to make smart, informed financial decisions to confidently live their biggest, boldest, best life. We provide expert advice, expertly delivered to the following clients:
Pre-Retirees
We help Women and Couples ages 50+, who are within 10-15 years of retirement and aware the time has come to begin serious planning for retirement. What used to seem far away now seems just around the corner. We help you know:
- How to put together the puzzle pieces of your finances.
- If you’re on track to have enough resources for retirement.
- Where your retirement income will come from.
- How to pick the right pension options for you and your spouse.
- How to pick the right social security options to optimize your benefits in the context of your complete financial picture.
- If you have the right mix of investments.
- If you can retire securely and on time.
- How to protect your spouse should a premature death or disability occur.
- How to avoid costly financial mistakes that can set you back.
- If there are strategies that can improve your retirement success.
- How best to transition into retirement smoothly.
Active Retirees
We help Women and Couples ages 60+, who have successfully retired and desire to balance early retirement activities with long-term retirement security. You are fully aware that good health is a gift whose time period is unknown, and you want to make the most of every day to enjoy the people, places and things that matter most to you. We help you know:
- How to ensure your money lasts your whole lifetime.
- How much you can take from your investments each year.
- Which account you should take money from first.
- How to correctly withdraw money from your IRA.
- If a Roth conversion makes sense for you and your family.
- If you have the right mix of investments.
- How to protect your assets from potential losses that could impact your lifestyle.
- How to pick the correct Medicare supplement.
- What options for long-term care insurance could fit your situation.
- How to minimize taxes now and long-term.
- How to ensure your estate planning documents meet your objectives.
- How to plan for charitable gifts that support your values and give back to your community.
Widows and Women in Transition
We help women who find themselves alone due to the loss of a spouse. We provide a consultative, empathetic approach to walk together through the three stages of Grief, Growth and Grace. If you're one of these women, you may be in any of these stages and thinking some of the following thoughts:
- I feel numb and have no idea what I have or what I need to do.
- Somedays I need help just taking care of the basics and getting things organized.
- I need to know that I have financial security. I need to know I will be ok.
- I want to work with someone who takes the time to listen to my concerns and answer my questions, even if I ask the same question more than once when the details don't stick with me.
- I want to make the best decisions for my financial security and ensure I can maintain my independence.
- I want to know I have the correct mixture of investments for my desired risk level.
- I want to minimize the taxes I pay now and long-term.
- I want to ensure my estate planning documents are updated to provide for my children and grandchildren according to my wishes.
- I want to remember my loved one and the best things about him.